TERMS AND CONDITIONS

YOU CONFIRM BY USING THIS SERVICE THAT YOU ARE AT LEAST 18 YEARS OF AGE AND YOU MAY LEGALLY ENTER INTO A CONTRACT. ALL CREDIT CARD PURCHASES MUST BE DONE BY CARD MEMBER ONLY. IN ADDITION, PSYCHIC.BIZ DOES NOT PERMIT USE OF SERVICES BY RESIDENTS OF ANY JURISDICTION THAT MAY PROHIBIT THESE SERVICES. YOU CERTIFY THAT THE INFORMATION GIVEN TO PSYCHIC.BIZ ON THE REGISTRATION IS TRUE AND COMPLETE. PSYCHIC.BIZ WILL NOT BE RESPONSIBLE FOR ANY FALSE STATEMENTS MADE. Psychic.biz may amend these terms and conditions at any time by posting the amended Terms on this site. Any amended Terms and Conditions will take effect immediately. By further use of this website you are indicating your acceptance of these terms and conditions and any amendments thereto.

NO WARRANTY, MEMBER UNDERSTANDS AND AGREES THAT:

Psychic.biz provides a service where you the Member can locate a Psychic consultant and ask questions that they will answer as a service. Psychic.biz will enable a Member to negotiate and communicate with a psychic and to pay for services provided by such psychics. These services are provided "as-is" and Psychic.biz assumes no responsibility for availability (or lack thereof) of a particular psychic. Further we accept no responsibility for maintaining your personal settings on the website.

Psychic.biz may delete e-mails, or recordings or entire member accounts, or the information in the accounts, at any time, without notice, if our Terms of Use or Community Guidelines are violated, or if the account is inactive for more than 90 days. You, the Member bear sole responsibility for any damage of your data or your computer system.

Neither Psychic.biz nor any of its Psychic content or providers are providing financial advice or functioning in any way as a licensed financial advisor. You should consult with a financial professional prior to taking any financial decisions independently from any communication on this site.

Neither Psychic.biz nor any of its Psychic content or providers are providing medical advice or functioning in any way as a licensed doctor, nurse or medical practioner. You should consult with a doctor or medical professional prior to making any medical decisions independently from any communication on this site.

Neither Psychic.biz nor any of its Psychic content or providers are providing legal advice or functioning in any way as a lawyer or legal advisor. You should consult with a Lawyer or professional prior to taking any legal decisions independently from any communication on this site.

Psychic.biz provides this site and the services of the psychics therein for entertainment purposes only. Psychic.biz, its suppliers, and affiliates, disclaim all warranties whatsoever, expressed or implied, including without limitations any warranty of merchantability, fitness for a particular purpose, title, or non-infringement and make no warranty or representation regarding the results that you may obtain from the use or from the content of such services. We make no warranty as to the accuracy or reliability of any content obtained through any transaction entered into through psychic.biz website.

Psychic.biz disclaims all warranty whatsoever to: 1. the willingness or ability of any Expert to give advice, 2. whether the Member shall find the advice given by an Expert satisfactory, 3. whether the advice of the Expert will provide an adequate solution to his or her question, or 4. whether the Expert advice will otherwise be suitable to his or her needs. Psychic.biz does prequalify and screen the advisors available onsite, but cannot �guarantee� the skills, degrees, or qualifications, of any psychic. Psychic.biz does not warrant the validity, accuracy, completeness, safety, legality, quality, or applicability of the content or anything said or written by its psychics or any advice provided, including any information contained in any Psychic Bio.

LIMITATIONS OF LIABILITY:

Psychic.biz or its suppliers will not be liable under any event, for any direct or indirect, incidental, special, consequential, or punitive damages sustained due to connection with or reliance by Member on information or advice provided by our website or any Psychic. Psychic.biz does not assume any liability or responsibility for the accuracy of the content on the Site, including the biographical information, qualifications, credentials or other data regarding the Psychics. Psychic.biz does not assume any liability or responsibility for damage or injury to persons or property arising from the use of any information or advice given by an Expert.

PROPRIETARY RIGHTS TO CONTENT:

All content on this site including but not limited to: text, software, music, photography, video of any kind (consultation, web class, conversations, etc.) graphics, or any other material contained on Psychic.biz , is copyright protected. You may not copy, use, reproduce, distribute, perform, display or create derivative works from this site without the expressed, written approval of Psychic.biz.

INDENTIFICATION:

You agree to hold harmless, defend, and indemnify Psychic.biz and its parent, subsidiaries, affiliates, officers, directors, employees, suppliers, consultants and agents from any and all third party claims, liabilities, damages and or costs (including but not limited to, attorney�s fees) arising from your use of the web-site or the Services.

PRIVACY POLICY:

The integrity of Psychic.biz is of the utmost importance to us, and as such, our Privacy Policy may be updated from time to time on the website and is incorporated into these Terms and Conditions by this reference.

RESTRICTIONS AND COMPLIANCE WITH LAWS:

Your right to use this website and the services provided is personal to you. You represent that you are an individual, not a corporation or other business entity. You agree not to resell or make any commercial use of the services without the express written consent of Psychic.biz. You are solely responsible for the contents of your transmissions through the website. Your use of the services is subject to all applicable local, state, national and international laws and regulations. By using this Site and Services you agree: (a) to comply with all domestic and international laws, regulations, statutes, etc. regarding your use of services, included but not limited to the transmission of technical data, subject to Internet regulations, policies, procedures through the Service regarding electronic mail; (b) to not use this Website or Services for illegal activities. (c) not to interfere or disrupt networks connected to psychic.biz and (d) not to use the Website or Services to send chain mail, spam or junk mail or any use of distribution lists to any such person who has not given permission for such use. (e) not to transmit through Psychic.biz any unlawful, abusive, threatening, harmful, libelous, vulgar, obscene or objectionable material of any kind or nature. (f) not to interfere with any other Members' use or employment of the Website or Services. (g) not to use any audio recording or record or use any retention technology/devices without the express written consent of Psychic.biz. And (h) not to use any language, or act in a manner deemed by a Psychic to be abusive, inappropriate, threatening or malicious.

It is also a violation of the Terms and Conditions of this website for you to be in direct contact with any of our Experts outside the online services provided within or to ask any of our Experts for their direct contact information which includes phone numbers, email addresses, website links or urls, postal mailing address, instant messaging addresses, social networking contact details or financial information. If you do violate the Terms of this contract, Psychic.biz bears no liability for any such action, and your use of our services may be terminated. Any attempt or activity to violate the Terms in such manner may be reported to Psychic.biz by our Experts.

Psychic.biz reserves the right to immediately terminate your access to and use of the Website and Services without a right to a refund, for any violation of the above Terms and Conditions of use.

CONTACTING US

If you have any questions about these terms, the practices of this site, or your dealings with Psychic.biz, please contact us by clicking the "Contact us" link on the bottom of any Psychic.biz page.

Updated September 1, 2012